Kelly-Louw Michelle <br/><br/>
The future of consumer credit regulation : Creative approaches to emerging problems 

 - Boston  Asghate  2008 
 - 238p  xv 
<br/><br/>Preface; <br/>Introduction;<br/>Part I Emerging Paradigms: Financial literacy and the creation of financial citizens, Gail Pearson; <br/>Broad standards as a vehicle for consumer rights: the case of financial products in the United Kingdom, Iain MacNeil; From status to contract: evolving paradigms for regulating consumer credit, Rashmi Dyal-Chand; <br/>The EU financial services policy and its effect on consumer law, Manfred Westphal. Part II Responsible Lending: Responsible lending or restrictive lending practices? Balancing concerns regarding over-indebtedness with addressing financial exclusion, Therese Wilson; <br/>Payday loans: unintended consequences of American efforts to tame the beast, Mary Spector; Credit alternatives and micro-lending in American immigrant communities, James P. Nehf. <br/>Part III Debt Relief and Insolvency: <br/>Better consumer protection under the statutory 'in duplum' rule, Michelle Kelly-Louw; A struggling social safety net: global lessons from bankruptcy and healthcare reforms in the United States, France and England, Robert J. Landry III and Amy K. Yarborough; <br/>The reform of administration orders within a new consumer credit framework, André Boraine;<br/> Defining the unincorporated business in financial distress: should it be treated as a business or a consumer?, Anneli Loubser; Index<br/><br/> 
<br/><br/><label>ISBN: </label>9781138260054 
<br/><br/><label>Subjects--Topical Terms: </label><br/>1. Consumer Credit - Law & Legislation2. Financial Services Industry 3. Financial Security
<br/><br/><label>Dewey Class. No.: </label>346.073  KEL