Table of Contents LIST OF STATUTES AND REPORTS ; LIST OF CASES ; LIST OF ABBREVIATIONS ; CHAPTER 1 ; INTRODUCTION ; 1.1) AIMS, OBJECTIVES AND SCOPE OFTHE STUDY ; 1.2) HYPOTHESIS ; 1.3) RESEARCH QUESTIONS ; 1.4) RESEARCH METHODS AND TECHNIQUE ; 1.5) CHAPTERIZATION ; 1.6) LIMITATIONS ; 1.7) RESEARCH PROBLEM ; 1.8) LITERATURE REVIEW ; 1.9) MODE OF CITATION ; CHAPTER 2 ; RESERVE BANK OF INDIA: CENTRAL BANKING ; 2.1) INTRODUCTION ; 2.2) RESERVE BANK OF INDIA ACT, 1934 ; 2.3) STATEMENT OF OBJECTS AND REASONS ; 2.4) SALIENT FEATURES OF THE RESERVE BANK OF INDIA ACT ; (2.5) CONSTITUTIONAL VALIDITY ; (2.6) MEANING AND DEFINITIONS OF CENTRAL BANK ; (2.7) NATURE AND CONCEPT OF CENTRAL BANKING ; 2.8) ORGANIZATIONAL STRUCTURE OF THE RESERVE BANK OF INDIA; 2.8.1) CENTRAL BOARD ; 2.8.1.1) ONE GOVERNOR AND FOUR DEPUTY GOVERNORS ; 2.8.1.2) FOUR DIRECTORS NOMINATED FROM THE LOCAL BOARDS ; 2.8.1.3) TEN OTHER DIRECTORS ; 2.8.1.4) ONE GOVERNMENT OFFICIAL ; 2.8.2) Local Boards ; 2.9) PRINCIPLES OF CENTRAL BANKING ; 2.9.1) NATIONAL WELFARE ; 2.9.2) Monetary and Financial Stability ; 2.9.3) FREEDOM FROM POLITICAL IMPACT ; 2.12) BUSINESS THAT RBI CAN'T CONDUCT ; 2.12) REVIEW ; CHAPTER 3 ; BANKING MODELS AND APPROACHES OF REGULATION AND SUPERVISION ; 3.1) INTRODUCTION ; 3.2) WHY REGULATE FINANCIAL SERVICES? ; 3.3) MODELS OF REGULATION AND SUPERVISION ; 3.4) MEANING OF REGULATION AND SUPERVISION ; 3.6) OBJECTIVES OF REGULATION AND SUPERVISION ; 3.7) PRECONDITIONS FOR EFFECTIVE BANKING SUPERVISION ; 3.8) NEED FOR SUPERVISION ; 3.9) THE ROLE OFTHE BANKING SUPERVISOR ; 3.10) APPROACHES TO REGULATION AND SUPERVISION OF BANKS; 3.11) REGULATORY AND SUPERVISORY APPROACHES ; 3.11.1) ENTRY LEVEL NORMS ; 3.11.2) LICENCING ; 3.11.3) CAPITAL ADEQUACY ; 3.11.4) RISK ANALYSIS ; 3.11.5) ASSET VALUATION AND PROVISIONING ; 3.12) MANAGEMENT: ; 3.13) INSPECTION: ; 3.14) AUDIT ; ROLE OF CENTRAL BANK IN REGULATION AND SUPERVISION ; BANKING SYSTEM IN INDIA ; 4.1) OBJECTIVES OF REGULATION AND SUPERVISION IN INDIA ; 4.2) REGULATORY AND SUPERVISORY POWERS ; 4.3) REGULATORY POWERS OF RBI ; 4.3.1) LICENSING ; 4.3.2) CAPITAL REQUIREMENT ; 4.3.3) SHAREHOLDING AND VOTING RIGHTS ; 4.3.4) RESERVE REQUIREMENTS ; 4.3.5) FEATURES OF CALL MONEY MARKET ; 4.3.7) LOANS & ADVANCES ; 4.3.8) CONNECTED LENDING ; 4.3.9) MANAGEMENT ; 4.4) SUPERVISORY POWERS OF RBI ; 4.4.1) INFORMATION AUDIT ; 4.4.2) INSPECTION ; CHAPTER 5 ; COMMITTEES APPOINTED FOR REVIEWING REGULATION AND SUPERVISION OF BANKS ; 5.1) BASEL COMMITTEE CORE PRINCIPLES ; 5.2) PRINCIPLE 1: ; 5.3) PRINCIPLE 2: ; 5.4) PRINCIPLE 3: ; 5.5) PRINCIPLE 4 ; 5.6) PRINCIPLE 5 ; 5.7) PRINCIPLE 6 ; 5.8) PRINCIPLE 7 ; 5.9) PRINCIPLE 8 ; 5.10) PRINCIPLE 9 ; 5.11) PRINCIPLE 10 ; 5.12) REPORT OF THE NARASIMHAM COMMITTEE ON BANKING SECTOR REFORMS ; CONCLUSION AND SUGGESTIONS ; BIBLIOGRAPHY . ANNEXURE 1 ; ANNEXURE 2 .