APA
Bhattacharya Hrishkes,, . (1998). Banking strategy,credit appraisal and lending decisions : A risk - return frame work. Delhi: Oxford University Press.
Chicago
Bhattacharya Hrishkes,, . 1998. Banking strategy,credit appraisal and lending decisions : A risk - return frame work. Delhi: Oxford University Press.
Harvard
Bhattacharya Hrishkes,, . (1998). Banking strategy,credit appraisal and lending decisions : A risk - return frame work. Delhi: Oxford University Press.
MLA
Bhattacharya Hrishkes,, . Banking strategy,credit appraisal and lending decisions : A risk - return frame work. Delhi: Oxford University Press. 1998.