Contents
Declaration;
Certificate;
Contents;
Illustrations;
Tables;
Acknowledgement;
Chapter 1 Introduction;
Research;
Questions;
Objectives of the study;
Chapter 2 Literature Review;
Discourse in India;
Payments Banks: Moving to New Horizons;
Cross-­‐country Experiences;
Chapter 3 Existing financial landscape;
Current Trends in Savings;
Current Trends in Remittances;
Chapter 4 Research Methodology;
Scope of the study;
Research Design;
Research Methodology;
1. Estimating the potential amount of remittances that can be routed through payment banks;
Sources of Data Collection;
Sampling;
Research Tool;
2. Assessing the strengths and weakness of each category of payment bank players
Sources of Data Collection;
Sampling;
Sampling Method;
Sample Size;
Research Tool;
3. Understanding the current savings and remittances behavior of migrant workers;
Sampling;
Sampling Method;
Sample Size;
Research Tool;
Chapter 5 Migration trends in India and future projections;
Migratory Patterns: Current Trends and Future Projections;
Remittances in India: An Expanding Market;
Chapter 6 Payments banks: An analysis of the competitive landscape;
India Post;
Aditya Birla Group (ABG);
Vodafone;
Implications;
Chapter 7 Understanding and Analysing Migrants’ Savings and Remittance Behavior;
Profile of Respondents;
Banking Profile;
Savings: Moving away from masala dabbas to bank accounts;
Remittances: The dawn of formal networks;
Mobile Technology: Where Does the Future Lie?;
Implications;
Chapter 8 Conclusion;
Annexure-1 Questionnaire for India Post;
Annexure 2 Questionnaire for Vodafone and Idea Cellular;
Annexure 3 Questionnaire for migrant workers;
Annexure 4 Projected value of remittances to be received by prominent migrant sending
States;
References.