CONTENTS: Chapter I: INTRODUCTION: IMPORTANCE OF BANKING ; Chapter II: PRESENT MODES OF DISPUTE RESOLUTION AND ITS PROBLEMS: a. LITIGATION UNDER THE CONSUMER PROTECTION ACT, 1986: b. PROBLEMS OF LITIGATION UNDER CONSUMER PROTECTION ACT, 1986: c. LITIGATION UNDER RECOVERY OF DEBTS DUE TO BANKS AND FINANCIAL INSTITUTIONS ACT, 1993; d. SALIENT FEATURES OF THE RDB ACT: e. PROBLEMS IN RECOVERY OF DEBTS UNDER DRT: f. LITIGATION UNDER C.P.C; g. PROBLEMS WITH REGARD TO C.P .C: h. LITIGATION UNDER SARFESI ACT: Chapter III: ADR MEANS OF DISPUTE RESOLUTION; I. WHAT IS A DISPUTE? j. ADVANTAGESOFADR; k. TYPES OF ADR MECHANISMS; Chapter IV: LEGAL CHALLENGES TO _ADR; Chapter V: ADAPTABILITY OF ADR FOR BANKING DISPUTE RESOLUTION; I. LOK ADLAT: m.REFERENCE TO ADR UNDER CIVIL PROCEDURE CODE: n. ADR MECHANISM: BANKING OMBUDSMAN SCHEME 2006: o. PROCEDURE TO RESOLVE DISPUTES: p. PRESENT ADR MECHANISM FOR DISPUTES ARISING OUT OF BANKER- OTHER INSTITUTIONS LIKE SECURITISATION AND ASSET RECONSTRUCTION COMPANIES; q. ONE TIME SETTLEMENT SCHEMES: r. CORPORATE DEBT RESTRUCTURING: Chapter VI: CONCLUSION