TABLE OF CONTENTS Declaration; Certificate; Acknowledgement; List Of Abbreviations; Table Of Cases; CHAPTER -I: Introduction; 1.2: Research Methodology; 1.2.1: Aims and Objectives; 1.2.2: Statement of Problem; 1.2.3: Research Questions; 1.2.4: Hypothesis; 1.2.5: Methodology; 1.2.6: Scope and Limitation; 1.2.7: Mode of Citation; 1.2.8: Chapterisation; 1.3: Literature Review; CHAPTER II; Non- Performing Assets: An overview; 2.1 : Types of NPAs; 2.2 : Social or borrower's point of view tor recovery of debt; 2.3 : NPAs in Public Sector Banks (PSBs); CHAPTER III; Birth of Sick Industrial Companies(Special Provisions) Act, 1985 3. 1: Inception of industrial sickness; 3.2 : Sickness: definition and meaning; 3.3 :Causes of industrial sickness; 3.4 : Establishment of Tiwari Committee & birth of SICA; 3.5 : Understanding SICA and its failure; CHAPTER IV; Role of Debt Recovery Tribunals under Recovery of Debts Due to Banks and Financial Institutions Act, 1993; 4.1 : Pre-enactment remedy; 4.2 : Constitutional validity of RDDBFI act, 1993; 4.3 : Comparison between DRT and civil court; 4.4 : Salient features of the Act; 4.5 : Analysis of role of DRTs in the Indian banking sector; 4.6: Jurisdiction of the tribunal; 4.7: Procedure of Debt Recovery Tribunal and Debt Recovery Appellate Tribunal; 4.8 : Lacunas in the functioning of the DRT; 4.9 : Amendment to the RDDBFI Act, 1993; CHAPTER-V; Debt Recovery Under Securitization And Reconstruction Of Financial Assets And Enforcement Of Security Interest Act, 2002; 5.1: Constitutional Validity Of The SARFAESI Act, 2002; 5.2 : Scope Of SARFAESI Act, 2002; 5.3 : Enforcement Of Security Interests; 5.4 : Critical Issues Under SARFAESI Act, 2002; 5.5 : Lacunas In SARFAESI Act:; CHAPTER VI; Resolution Of NPAs & Insolvency And Bankruptcy Code, 2016; 6.1 : Background; 6.2: Features Of IBC, 2016; 6.3 : Scope Of Moratorium; 6. 4: Progress So Far Under IBC, 2016; 6.5 : An Outline Of The Regulatory Framework; CONCLUSION; BIBLIOGRAPHY; ANNEXURES.