Contents:
Preface to the twenty-third edition-v;
Foreword to the fourth edition-xi
Preface to the twenty-first edition-xiii;
Preface to the eighteenth-xv;
Preface to the thirteenth edition-xvi;
Preface to the eleventh edition-xvii;
Preface to the tenth edition-xviii;
Preface to the ninth edition-xix;
Preface to the first edition-xx;
Arrangement of Subject-xxvii;
Table of Cases-lxv;
Abbreviations-cxlix;
Events in the Banking History-clxvii;
CHAP. 1 INTRODUCTORY-1;
CHAP. 2 THE NEGOTIABLE INSTRUMENTS ACT, 1881-18;
CHAP. 3 THE BANKERS? BOOKS EVIDENCE ACT, 1891-22;
CHAP. 4 FUNCTIONS OF COMMERCIAL BANKS-30;
CHAP. 5 BANKING SYSTEM AND BANKS IN INDIA-37;
CHAP. 6 FINANCIAL INSTITUTIONS IN INDIA-94;
CHAP. 7 GLOBAL BANKING INSTITUTIONS-181;
CHAP. 8 THE BANKING REGULATION ACT, 1949-190;
CHAP. 9 CO-OPERATIVE BANKS AND BANKING REGULATION ACT,1949-272;
CHAP. 10 NATIONALISATION OF BANKS-304;
CHAP. 11 RESERVE BANK OF INDIA AND ITS ROLE-331;
CHAP. 12 RBI?S MONETARY AND CREDIT POLICY 2010-11-370;
CHAP. 13 CASH RESERVE RATIO (CRR) AND STATUTORY LIQUIDITY RATIO (SLR) IN BANKS-391;
CHAP. 14 BANKING ORGANISATIONS AND BANKS-414;
CHAP. 15 PRIVATE BANKS AND FOREIGN BANKS-424;
CHAP. 16 DIRECTORS AND MANAGERS OF BANKS-442;
CHAP. 17 ACCOUNTS AND BALANCE SHEET OF BANKS-468;
CHAP. 18 BASEL II, CRAR AND RBI PRUDENTIAL NORMS ON NEW CAPITAL ADEQUACY FRAMEWORK (NCAF)-526;
CHAP. 19 PRUDENTIAL NORMS ON INCOME RECOGNITION, ASSET CLASSIFICATION/NPAS AND PROVISIONING PERTAINING TO ADVANCES-557;
CHAP. 20 BANK AUDIT AND INSPECTION-590;
CHAP. 21 BANKER AND CUSTOMER-617;
CHAP. 22 BANKERS AS BORROWERS, DEPOSITS AND OPENING OF CUST-OMERS ACCOUNTS-668;
CHAP. 23 CUSTOMER SERVICE IN BANKS-725;
CHAP. 24 BANKING OPERATIONS & NEGOTIABLE INSTRUMENTS ... -761;
CHAP. 25 CHEQUES-769;
CHAP. 26 PAYMENT OF CUSTOMER?S CHEQUES-817;
CHAP. 27 DISHONOUR OF CHEQUES-866;
CHAP. 28 APPROPRIATION OF PAYMENTS AND RULE IN CLAYTON?S CASE-970;
CHAP. 29 BANKER?S LIEN AND SET-OFF-975;
CHAP. 30 INTERFERENCE BY THIRD PARTIES?INJUNCTIONS, GARNISHEE OR ATTACHMENT ORDERS & DECREES- 989;
CHAP. 31 COLLECTING BANKER AND CUSTOMER?S ACCOUNT........ -1040;
CHAP. 32 EMPLOYMENT OF FUNDS AND ADVANCES-1104;
CHAP. 33 RECALL OR RECOVERY OF ADVANCES, SUIT FOR RECOVERY AND LAW OF LIMITATION-1170;
CHAP. 34 LOANS AND ADVANCES?STATUTORY AND OTHER RESTRICTIONS-1190;
CHAP. 35 INTEREST RATES ON ADVANCES-1214;
CHAP. 36 PAYMENT OF PRINCIPAL AND INTEREST-1224;
CHAP. 37 COMPANIES AND CORPORATE BORROWERS & CONSORTIUM ADVANCES BY BANKS-1247;
CHAP. 38 BANK AND PARTNERSHIP ACCOUNTS-1268;
CHAP. 39 ADVANCES OR LENDING TO PRIORITY SECTORS AND SOCIAL BANKING-1301;
CHAP. 40 FINANCIAL INCLUSION & LENDING TO MICRO, SMALL AND MEDIUM ENTERPRISES (MSMES)-1336;
CHAP. 41 EXPOSURE NORMS FOR ADVANCES BY BANKS-1355;
CHAP. 42 ADVANCES AGAINST COLLATERAL SECURITIES-1371;
CHAP. 43 ADVANCES AGAINST GOODS AND DOCUMENTS OF TITLE TO GOODS-1413;
CHAP. 44 MISCELLANEOUS SECURITIES-1437;
CHAP. 45 LIST OF PLACES WHERE EQUITABLE MORTGAGE BY DEPOSIT OF TITLE DEEDS CAN BE CREATED-1476;
CHAP. 46 GUARANTEES AS SECURITY FOR BANKER?S ADVANCES AND POSITION OF GUARANTOR OR SURETY-1508;
CHAP. 47 BANK GUARANTEES AND LETTERS OF CREDIT-1540;
CHAP. 48 FINANCING OF EXPORTS-1582;
CHAP. 49 FOREIGN EXCHANGE MANAGEMENT ACT, 1999 AND FEMA RULES & REGULATIONS-1620;
CHAP. 50 HIRE-PURCHASE, LEASE FINANCING & FACTORING SERVICES BY BANKS-1641;
CHAP. 51 CONSUMER LOANS, PERSONAL LOANS AND CREDIT CARD LOANS-1663;
CHAP. 52 WILFUL DEFAULTERS OF BANKS AND FIS-1677;
CHAP. 53 BANKER AND BORROWER RELATIONSHIP-1683;
CHAP. 54 DOCUMENTATION AND STAMP-DUTY-1691;
CHAP. 55 MODEL FORMS-1704;
CHAP. 56 SUBSIDIARY, SPECIAL AND PARA-BANKING SERVICES BY BANKS-1745;
CHAP. 57 BCSBI & IBA CODES OF BANK?S COMMITMENT TO CUSTOMERS AND BANKING PRACTICES-1799;
CHAP. 58 OPERATIONAL RESPONSIBILITIES AND NEGLIGENCE-1821;
CHAP. 59 FRAUDS, FORGERIES, EMBEZZLEMENT AND VIGILANCE IN BANKS-1832;
CHAP. 60 THE BANKING OMBUDSMAN SCHEME, 2006-1867;
CHAP. 61 BANKING SERVICES AND THE CONSUMER PROTECTION ACT, 1986-1882;
CHAP. 62 RECOVERY OF DEBTS DUE TO BANKS-1915;
CHAP. 63 SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS ?THE SARFAESI ACT, 2002-2012;
CHAP. 64 INDUSTRIAL SICKNESS & SICK COMPANIES-2074;
CHAP. 65 BANKERS? ADVANCES TO INSOLVENTS-2095;
CHAP. 66 CHORE COMMITTEE AND TANDON COMMITTEE RECOMMENDATIONS ON LENDING SYSTEM-2103;
CHAP. 67 NAIK COMMITTEE REPORT ON ADEQUACY OF INSTITUTIONAL CREDIT TO SSI SECTOR-2162;
CHAP. 68 KHUSRO COMMITTEE REPORT ON REVIEW OF AGRICULTURAL CREDIT SYSTEM IN INDIA-2174;
CHAP. 69 SHETTY COMMITTEE REPORT ON LENDING UNDER CONSORTIUM ARRANGEMENT-2183;
CHAP. 70 SHERE COMMITTEE REPORT ON ELECTRONIC FUNDS TRANSFER & ELECTRONIC PAYMENTS-2188;
CHAP. 71 NARASIMHAM COMMITTEE (I & II) ON FINANCIAL SYSTEM AND BANKING SECTOR REFORMS-2201;
CHAP. 72 MARATHE COMMITTEE REPORT ON LICENSING OF NEW URBAN CO-OPERATIVE BANKS (UCBS)-2248;
CHAP. 73 HIGH POWER (MADHAVA RAO) COMMITTEE ON URBAN CO-OPERATIVE BANKS (UCBS)-2254;
CHAP. 74 REPORT OF WORKING GROUP (M. S. VERMA) ON RESTRUCTURING WEAK PUBLIC SECTOR BANKS-2259;
CHAP. 75 IMPORTANT & FREQUENTLY ASKED QUESTIONS (FAQS) ON BANKING LAW AND PRACTICE-2272;
CHAP. 76 GLOSSARY OR DICTIONARY OF BANKING TERMINOLOGY, WORDS AND PHRASES-2307;
SUBJECT INDEX-2327.