GENERAL CONTENTS;
Title Page ;
Preface to the twenty-third edition ;
Table of Cases;
CHAP. 1 INTRODUCTORY ;
CHAP. 2 THE NEGOTIABLE INSTRUMENTS ACT, 1881;
CHAP. 3 THE BANKERS' BOOKS EVIDENCE ACT, 1891 ;
CHAP. 4 FUNC TIONS OF COMMERCIAL BANKS;
CHAP. 5 BANKING SYSTEM AND BANKS IN INDIA;
CHAP. 6 FINANCIAL INSTITUTIONS IN INDIA ;
CHAP. 7 GLOBAL BANKING INSTITUTIONS;
CHAP. 8 THE BANKING REGULATION ACT, 1949 ;
CHAP.9 CO-OPERATIVE BANKS AND BANKING REGULATION ACT, 1949 ;
CHAP. 10 NATIONALISATION OF BANKS ;
CHAP. 11 RESERVE BANK OF INDIA AND ITS ROLE ;
CHAP. 12 RBI's MONETARY AND CREDIT POLICY 2010-11 ;
CHAP. 13 CASH RESERVE RATIO (CRR) AND STATUTORY
LIQUIDITY RATIO (SLR) IN BANKS ;
CHAP. 14 BANKING ORGANISATIONS AND BANKS ;
CHAP. 15 PRIVATE BANKS AND FOREIGN BANKS ;
CHAP. 16 DIRECTORS AND MANAGERS OF BANKS ;
CHAP. 17 ACCOUNTS AND BALANCE SHEET OF BANKS ;
CHAP. 18 BASEL II, CRAR AND RBI PRUDENTIAL NORMS ON
NEW CAPITAL ADEQUACY FRAMEWORK (NCAF) ;
CHAP. 19 PRUDENTIAL NORMS ON INCOME RECOGNITION, ASSET
CLASSIFlCATION/NPAs AND PROVISIONING PERTAINING TO ADVANCES ;
CHAP. 20 BANK AUDIT AND INSPECTION ;
CHAP. 21 BANKER AND CUSTOMER ;
CHAP. 22 BANKERS AS BORROWERS, DEPOSITS AND OPENING OF
CUST-OMERS ACCOUNTS ;
CHAP.23 CUSTOMER SERVICE IN BANKS ;
CHAP.24 BANKING OPERATIONS & NEGOTIABLE INSTRUMENTS ;
CHAP. 25 CHEQUES ;
CHAP. 26 PAYMENT OF CUSTOMER'S CHEQUES;
CHAP. 27 DISHONOUR OF CHEQUES ;
CHAP. 28 APPROPRIATION OF PAYMENTS AND RULE IN CLAYTON'S CASE ;
CHAP.29 BANKER'S LIEN AND SET-OFF ;
CHAP. 30 INTERFERENCE BY THIRD PARTIES-INJUNCTIONS
GARNISHEE OR ATTACHMENT ORDERS & DECREES;
CHAP.31 COLLECTING BANKER AND CUSTOMER'S ACCOUNT ;
CHAP.32 EMPLOYMENT OF FUNDS AND ADVANCES;
CHAP. 33 RECALL OR RECOVERY OF ADVANCES, SUIT FOR
RECOVERY AND LAW OF LIMITATION ;
CHAP. 34 LOANS AND ADVANCES-STATUTORY AND OTHER RESTRICTIONS ;
CHAP.35 INTEREST RATES ON ADVANCES ;
CHAP. 36 PAYMENT OF PRINCIPAL AND INTEREST;
CHAP.37 COMPANIES AND CORPORATE BORROWERS &.
CONSORTIUM ADVANCES BY BANKS ;
CHAP.38 BANK AND PARTNERSHIP ACCOUNTS ;
CHAP. 39 ADVANCES OR LENDING TO PRIORITY SECTORS AND
SOCIAL BANKING ;
CHAP. 40 FINANCIAL INCLUSION & LENDING TO MICRO, SMALL
AND MEDIUM ENTEJU>RISES (MSMEs) ;
CHAP.41 EXPOSURE NORMS FOR ADVANCES BY BANKS ;
CHAP. 42 ADVANCES AGAINST COLLATERAL SECURITIES ;
CHAP.43 ADVANCES AGAINST GOODS AND DOCUMENTS OF TITLE
TO GOODS;
CHAP.44 MISCELLANEOUS SECURITIES ;
CHAP. 45 LIST OF PLACES WHERE EQUITABLE MORTGAGE BY
DEPOSIT OF TITLE DEEDS CAN BE CREATED ;
CHAP.46 GUARANTEES AS SECURITY FOR BANKER'S ADVANCES
AND POSITION OF GUARANTOR OR SURETY ;
CHAP. 47 BANK GUARANTEES AND LETTERS OF CREDIT
CHAP. 48 FINANCING OF EXPORTS ;
CHAP.49 FOREIGN EXCHANGE MANAGEMENT ACT, 1999 AND
FEMA RULES & REGULATIONS ;
CHAP. 50 HIRE-PURCHASE, LEASE FINANCING & FACTORING
SERVICES BY BANKS ;
CHAP. 51 CONSUMER LOANS, PERSONAL LOANS AND CREDIT
CARD LOANS ;
CHAP. 52 WILFUL DEFAULTERS OF BANKS AND FIs;
CHAP. 53 BANKER AND BORROWER RELATIONSHIP ;
CHAP. 54 DOCUMENTATION AND STAMP-DUTY;
CHAP. 55 MODEL FORMS ;
CHAP. 56 SUBSIDIARY, SPECIAL AND PARA-BANKING SERVICES BY
BANKS ;
CHAP. 57 BCSBI & IBA CODES OF BANK'S COMMITMENT TO
CUSTOMERS AND BANKING PRACTICES ;
CHAP. 58 OPERATIONAL RESPONSIBILITIES AND NEGLIGENCE ;
CHAP. 59 FRAUDS, FORGERIES, EMBEZZLEMENT AND VIGILANCE
IN BANKS ;
CHAP. 60 THE BANKING OMBUDSMAN SCHEME, 2006 ;
CHAP. 61 BANKING SERVICES AND THE CONSUMER PROTECTION
ACT, 1986 ;
CHAP. 62 RECOVERY OF DEBTS DUE TO BANKS ;
CHAP.63 SECURITISATION AND RECONSTRUCTION OF FINANCIAL
ASSETS -.THE SARFAESI ACT, 2002 ;
CHAP.64 INDUSTRIAL SICKNESS & SICK COMPANIES ;
CltAp.65 BANKERS' ADVANCES TO INSOLVENTS ;
CHAP. 66 CHORE COMMITTEE AND TANDON COMMITTEE
RECOMMENDATIONS ON LENDING SYSTEM ;
CHAP. 67 NAIK COMMITTEE REPORT ON ADEQUACY OF
INSTITUTIONAL CREDIT TO SSI SECTOR ;
CHAP.68 KHUSRO COMMITTEE REPORT ON REVIEW OF
AGRICULTURAL CREDIT SYSTEM IN INDIA ;
CHAP.69 SHETTY COMMITTEE REPORT ON' LENDING UNDER
CONSORTIUM ARRANGEMENT ;
CHAP. 70 SHERE COMMITTEE REPORT ON ELECTRONIC FUNDS
TRANSFER & ELECTRONIC PAYMENTS ;
CHAP.71 NARASIMHAM COMMITTEE (I & II) ON FINANCIAL
SYSTEM AND BANKING SECTOR REFORMS ;
CHAP.72 MARATHE COMMITTEE REPORT ON LICENSING OF NEW
URBAN CO-OPERATIVE BANKS (UCBs) ;
CHAP.73 HIGH POWER (MADHAVA RAO) COMMITTEE ON URBAN
CO-OPERATIVE BANKS (UCBs) ;
CHAP.74 REPORT OF WORKING GROUP (M. S. VERMA) ON
RESTRUCTURING WEAK PUBLIC SECTOR BANKS ;
CHAP.75 IMPORTANT & FREQUENTLY ASKED QUESTIONS (FAQs)
ON BANKING LAW AND PRACTICE ;
CHAP. 76 GLOSSARY OR DICTIONARY OF BANKING TERMINOLOGY,
WORDS AND PHRASES ;
SUBJECT INDEX.