000			04634cam a2200241 i 4500
005			20260508062709.0
008			180420s2018 ii b 001 0 eng
020			_a9788177084627 (hbk.)
082			_a332.10954 KUM
100	1		_aKumar, Arun.
245	1	0	_aBanking industry: _cArun Kumar, Anoop Kumar Sharma and Ganesh Komma, _band non-performing assets (NPAs) /
264		1	_aNew Delhi : _bNew Century Publications, _c2018.
300			_axvii, 174 p. ; _c22 cm.
365			_bRS.748
505			_aDeclaration/Disclaimer - About the Book - About the Authors - Preface *1. Banking Sector during the Pre-reforms Period (1947 to 1990)* - *1.1* Banking in the Early Years of Independence - *1.2* Nationalisation of Imperial Bank of India (1955) - *1.3* Nationalisation of Commercial Banks (1969 and 1980) - *1.4* Rethinking on State Domination of Banking Sector *2. Banking Sector Reforms and Banking Laws* - *2.1* Banking Sector Reforms: The Background - *2.2* Objectives of Banking Sector Reforms - *2.3* Components of Banking Sector Reforms - *2.4* Impact of Banking Sector Reforms - *2.5* Classification of Commercial Banks - *2.6* Legal Framework for Banking Sector - *2.7* Ownership and Governance of Banks *3. Credit Allocation Policies of the Banks* - *3.1* Allocation of Credit - *3.2* Priority Sector Lending - *3.3* Credit Market Reforms - *3.4* Flow of Credit to Agriculture and Allied Activities - *3.5* Credit Flow to Micro, Small, and Medium Enterprises (MSMEs) - *3.6* Credit to Export Sector - *3.7* Expert Group on Credit-Deposit Ratio, 2005 *4. Prudential Regulatory Framework and Supervision* - *4.1* Need for Regulation and Supervision - *4.2* Regulatory and Supervisory Policies Prior to Reforms - *4.3* Regulatory and Supervisory Policies since 1991 - *4.4* Modernisation of Banking Regulation and Supervision - *4.5* On-site and Off-site Supervision - *4.6* Risk Based Supervision (RBS) - *4.7* Board for Financial Supervision - *4.8* Mergers and Amalgamation of Banks - *4.9* Exposure Norms - *4.10* Transparency and Disclosures - *4.11* Securitisation of Standard Assets - *4.12* Anti-money Laundering Guidelines - *4.13* Credit Information Bureau of India Ltd. (CIBIL) *5. Asset Classification, Income Recognition and Provisioning* - *5.1* Types of Assets - *5.2* Guidelines for Classification of Assets - *5.3* Income Recognition - *5.4* Provisioning Requirements *6. Non-performing Assets (NPAs): Causes, Impacts and Remedial Measures* - *6.1* NPAs: The Financial Malady - *6.2* What is a Non-performing Asset (NPA)? - *6.3* How the Problem of NPAs Evolved over the Years? - *6.4* Reasons for the Rise in NPAs - *6.5* Select Observations by Financial Experts - *6.6* Financial Stability Report of RBI - *6.7* Impact of NPAs on Banks - *6.8* Remedial Measures - *6.9* NPAs: A Critical Appraisal *7. RBI Guidelines on Treatment of Assets as NPAs* - *7.1* Record of Recovery - *7.2* Borrower-wise and not Facility-wise - *7.3* Agricultural Advances - *7.4* Housing Loans to Staff - *7.5* Credit Guaranteed by Central/State Government - *7.6* Project Financing - *7.7* Prudential Guidelines on Restructuring of Advances - *7.8* Incentive for Quick Implementation of the Restructuring Package - *7.9* Asset Classification Benefits - *7.10* General Guidelines on Frauds *8. Frauds: Reporting and Review* - *8.1* Background - *8.2* Key Elements of Early Warning System (EWS) - *8.3* Reporting of Frauds to RBI - *8.4* Frauds Committed by Unscrupulous Borrowers - *8.5* Frauds Involving ₹ 100 lakh and Above - *8.6* Attempted Frauds - *8.7* Guidelines for Reporting Frauds to CBI/Police - *8.8* Quarterly Review of Frauds - *8.9* Annual Review of Frauds *9. Case Studies on NPAs-I* - *9.1* Surya Vinayak Industries Limited - *9.2* Sterling Biotech Limited (SBL) - *9.3* Varun Industries Ltd. - *9.4* Zoom Developers Pvt. Ltd. - *9.5* Century Communication Limited *10. Case Studies on NPAs-II* - *10.1* Orchid Pharma - *10.2* Corporate Ispat Alloys Limited (CIAL) - *10.3* Electrotherm (India) Limited - *10.4* Winsome Diamonds and Jewellery Limited - *10.5* Kingfishers Airlines Limited *11. Future Challenges for the Banking Sector* - *11.1* Technological Solutions for Financial Services - *11.2* Financial Globalisation *Bibliography/References
650		0	_aBanks and banking
650		0	_aBank assets
650		0	_aEconomic policy
700			_aSharma, Anoop Kumar.
700			_aKomma, Ganesh.
942			_2ddc _cBK
999			_c115330 _d115330